EquineLegalSolutions.com - Full Article
Horse ownership is a joy, whether you’re hitting the trails, heading to horse shows, or galloping along a beach. But is potential liability lurking in the shadows, just waiting to ruin the fun? Go through this quick checklist and find out before it’s too late.
If You Own a Horse
√ You have reviewed your insurance policies and are confident you’ll be covered if your horse injures or kills a person or another horse, or causes property damage, no matter where the incident takes place.
Why this matters: If you are sued and don’t have insurance to pay for your legal defense, you could easily spend tens of thousands of dollars to defend yourself, with no hope of getting your money back, even if you ultimately prevail in the lawsuit.
If You Let Friends or Family Ride or Handle Your Horses
√ You have a good-quality liability release designed for letting friends and family ride and handle your horses, and you have them sign it before they come anywhere near your horses. And if any friends or family members are under 18, you have their parent or guardian sign a liability release that includes an indemnification provision.
Why this matters: While you’d certainly like to think your friends and family wouldn’t sue you if your horses injured them, you won’t really know for certain until and unless it happens...
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